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Who's on trial here?
Added on: 6/23/2010 9:36:49 AM by John Webb
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Representing people injured in a car wreck, tractor trailer accident, or slip and fall has its challenges. The one that really gets me most offended is when the insurance company puts the injured victim on trial. They do this by inferring that the injured victim is malingering or faking the injury or the extent of the injury, often without any proof whatsoever. They rely on tort reform mentality and then exploit the alleged "lack of objective evidence," such as negative x-rays or MRI’s that make reference to "degenerative conditions" to infer that the injured victim was already hurt. To combat this tactic, it is important to document the symptoms prior to the collision, fall, etc. verses afterwards. This is most commonly achieved through the observations of lay witnesses (ordinary people such as neighbors, co-workers, and family). If the victim was not demonstrating difficulties prior to the accident, but had obvious trouble afterwards, there is little the defense can do to rebut this. It is also very important to make sure your treatment provider can document the causal relationship between the tort (negligent driving, premises liability, etc.) and the symptoms. Even if the victim did have a pre-existing condition, if the tort exacerbated (made it worse), the claim is still valid. Good lawyering demands thorough case preparation that anticipates insurance industry defenses and properly documents the file so that these offensive tactics can be easily shot down. My experience is that if the case goes to trial and the Plaintiff’s case is properly presented, the jury is equally offended at the defense tactic and will actually punish them for trying it.
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Dog Bites
Added on: 6/1/2010 10:40:18 AM by Andrew Gebhardt
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Every day approximately 1,000 Americans require emergency treatment for injuries received from dog bites. 1,000 serious dog bites per day. That means approximately every two minutes someone in the United States has to seek medical attention as a result of a dog bite. Children make up more than half of the annual dog bite victims with nearly three of every four bites coming from dogs known to the victim. In 2009 32 dog attacks resulted in deaths, with 20 of the 32 attacks occurring against children.
If you or a loved one has been attacked by a dog, or any other animal, you need the assistance of one of the dog bite attorneys at Smith, Welch & Brittain. If you are the victim of a dog bite you have legal rights to recover compensation for your damages.
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Baby Sling Recall
Added on: 3/24/2010 8:50:37 AM by Andrew Gebhardt
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| More than one million baby slings manufactured by Infantino have been recalled after claims have been made linking the slings to as many as three infant deaths. The recall is for Infantino "SlingRider" slings and the "Wendy Bellissimo" slings. The slings are being shown to be problematic for babies under four months of age. The slings being recalled were sold from 2003 through 2010 at several retailers. Anyone with an Infantino sling can call the company at 866-860-1361 to receive a free replacement product.
Anyone owning one of these slings should stop using it immediately and contact Infantino. If you or a loved one has been injured by a defective product you should contact a products liability attorney with the law firm of Smith, Welch & Brittain today.
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Toyota Recall
Added on: 3/12/2010 4:55:07 PM by Andrew Gebhardt
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| With all of the recent news regarding 3.8 million recalled vehicles manufactured by Toyota, I found an interesting article from Consumer Reports that gives instructions on how to stop a car experiencing a sudden, unexplained acceleration. Per Consumer Reports, the bottom line is to press and hold the brake firmly without pumping the brakes. Shift the car into neutral while pressing the brake. Shut the car off only after it comes to a complete stop. Most newer vehicles have protective devices to keep from damaging your engine, however, your engine can be replaced a lot cheaper than your life. If you have experienced any problems with sudden and unintended acceleration in a Toyota, or any other company's vehicle, give John Webb or Andrew Gebhardt a call. If you are interested in reading the full article from Consumer Reports click here.
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Distracted drivers.
Added on: 3/11/2010 6:27:04 PM by Andrew Gebhardt
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You may have recently seen the ad campaign for the Great Hang Up. The campaign is designed to encourage Georgian's to hang up their cell phones while driving. This campaign is in response to a growing epidemic, which at times has turned deadly. These actions are not reserved to those simply looking to communicate with their friends. Professionals such as real estate agents, sales people, builders, delivery drivers, truckers, and the average Joe choose to transform their vehicles into working offices in order to make every second in an otherwise busy day count. Often times these distracted drivers are driving some of the biggest trucks and vehicles on the road.
The evidence pointing to the dangers associated with these activities is clear. Studies have shown that someone talking on the phone while driving is four times more likely to crash, even if they are using a hands-free headset, than someone who is driving without talking on the phone. The likelihood for an accident are even greater when texting or surfing the web.
For this reason, and for the sake of those sharing the road, just hang up. The benefit you may receive through multitasking behind the wheel is not worth the danger and ultimate harm that could result from these actions. Avoid the danger to yourself and to others and just hang up.
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DUI Property Damage Claim
Added on: 3/9/2010 10:55:07 AM by John Webb
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One opportunity for recovery people often don’t realize occurs when there is a DUI accident with property damage and little or no personal injury claim. In Georgia, a DUI accident can give rise to a claim for punitive damages. Punitive damages are recoverable where it is proven by clear and convincing evidence that the defendant's actions showed willful misconduct, malice, fraud, wantonness, oppression, or that entire want of care which would raise the presumption of conscious indifference to consequences. Georgia Courts have routinely held that driving under the influence of drugs or alcohol meets this burden and gives rise to a claim for punitive damages.
Furthermore, an award of punitive damages is authorized when the aggravated conduct involves only property rights. There are three potential limitations to this application.
· First, some insurance policies have punitive damages exclusions.
· Also, uninsured or underinsured policies do not cover punitive damages.
· Furthermore, if you only have property damage with no personal injury claim, the applicable insurance
of the at fault party is limited to the property damage coverage.
Even with these potential limitations, it is always wise to explore the potential for additional recovery. The purpose of punitive damages is to deter bad conduct and thus make our roads safer for everybody. This only happens when the rule is enforced.
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Insurance Claims Evaluation Forms
Added on: 11/9/2009 2:05:46 PM by John Webb
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Did you know that most claims adjusters begin their analysis with pre-printed forms that categorize certain factors to justify their typically low offers. The forms don't take into account any extenuating circumstances or the fact that you are a real person. They are calculated to render a low settlement number. Here are some of the factors you may not have thought of:
1. Witnesses description of the injuries;
2. Whether there were inconsistent descriptions of the injuries;
3. Whether the claimant had any prior injuries;
4. Claims history of the claimant;
5. How soon did the claimant see a doctor (48 hours seems to be a key time period);
6. Whether there were any unexplained gaps in treatment and how long (weeks or months);
7. Length of time off from work;
8. Length of time treated (weeks or months);
9. Expected credibility of claimant vs. that of the insured;
10. Venue (which county would the trial take place); and
11. Reputation of claimant's attorney.
The bottom line is that if you are injured in a car accident you will be penalized for trying to tough it out. You will be penalized if you can't make your doctor's appointment because your boss won't let you off, or because you have to work to support your family; and you will be penalized if you don't have a good attorney willing to both work your case pre-suit and try it to a jury, if necessary.
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Water on the roads...
Added on: 9/21/2009 6:12:42 PM by Andrew Gebhardt
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Have you been involved in a car wreck or an accident with a tractor trailer as a result of the current flooding on many of metro Atlanta's roads? Do you believe the accident was a result of hydroplaning? Hydroplaning is caused when you lose control of your vehicle because a thin layer of water on the road prevents the required contact between your car's tires and the road's surface. If this has happened to you, there may be someone else other than Mother Nature to blame.
The Georgia Department of Transportation and your local government has a duty to both design and maintain roads, highways, and bridges so that they will effectively drain water away from the road's surface and not allow water to accumulate, or stand on the road, which increases the hidden peril of hydroplaning. Faulty design, poor construction, or improper maintenance of the drainage systems can cause excess water to build upon the roadway presenting an increased risk for hydroplaning.
If you have recently been involved in an accident as a result of the wet road conditions you should contact one of the personal injury attorneys at the law firm of Smith, Welch & Brittain, LLP to discuss your rights. The attorneys at Smith, Welch & Brittain are ready to help you pursue a claim against the at fault parties whose negligence caused the accident and get you back on the road again.
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Is it really bad when the insurance company negotiates in bad faith?
Added on: 9/2/2009 5:18:05 PM by John Webb
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| Not necessarily. If your claim for damages is one that would likely result in a judgment in excess of the policy limits, but the insurance company is stubbornly offering less, it can be a good thing. A properly worded demand letter that puts the insurance company on notice that they are putting their insured at risk can actually result in a larger recovery. The insurance company has a duty to look after the interest of its insured over their own greed. The problem is that they rarely do. Fortunately, the law provides that if they are properly put on notice and they refuse to pay within the time stipulated (it must be reasonable) and if you actually get an award above the policy limits, the insured has a cause of action against the insurance company for the excess judgment. The insured then assigns the claim to the recovering party and the insurance company is on the hook. Say you were in a care wreck and it wasn't your fault. You have past medical bills of $15,000.00 and probable future medical bills of $20,000.00 and a permanent impairment at some level. Your case should be worth well in excess of $100,000.00, but the party at fault only has $25,000.00 in coverage. The adjuster claims that future medicals are speculative and you had pre-existing problems and the usual BS they use to try to convince you to take less than you deserve. This can be a good thing. If the proper letter is sent and they still don't offer the limits, all bets are off. The limits aren't capped at $25,000.00 any more. You hire a good lawyer to write the demand letter and file suit and by the time it gets to a senior adjuster and a defense lawyer that knows you have a good lawyer who actually tries cases and gets good verdicts you will receive an offer well in excess of the limits and more in line with what your case is really worth.
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What can an MRI really show?
Added on: 3/17/2009 4:16:00 PM by John Webb
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An MRI is a very useful tool in the evaluation and treatment process, but it is only one tool. An MRI is an imaging study to evaluate joints, bones and soft tissue, including nerves, disks, and the spinal areas. An MRI can show if there is any pathology such as fractures, herniated disks, bulging discs, nerve compression and stenosis.
However, an MRI doesn't always reveal the source of the pain. An MRI result can also be misleading and in the hands of a claims adjuster or defense attorney, intentionally misleading. I recently tried in a case in the Henry County State Court where the defense called an expert witness who testified that "the MRI failed to reveal any acute injury" such as the one my client complained about and therefore concluded that my client must be complaining about some pre-existing condition.
On cross examination I got the defense expert to admit the following:
- An MRI can show an acute injury through evidence of edema or a hemorrhage.
- The body would absorb the edema or hemorrhage within two to four weeks and therefore would not be revealed in a later MRI.
- The MRI in question was taken seven months after collision in question. Thus the good doctor's testimony was totally irrelevant and the jury, fortunately discarded that testimony all together.
If your MRI does not show an acute injury, but you did suffer an acute history, make sure you get your doctor to explain why that is and how you can verify the injury. There are other diagnostic tests, including physical exams, nerve conduction studies and X-Rays. This is not an exhaustive list, there are others as well. Often a physician will rely heavily on a patient's history. If litigation is involved, it is important to verify this history with fact witnesses who can testify that you weren't complaining of pain in a specific area prior to the accident, but you do now. Also, fact witnesses can explain changes in behavior that further validate the history. One fact to remember, a doctor treats his/her patient, not an MRI.
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Peanuts and Salmonella
Added on: 2/13/2009 4:26:53 PM by Andrew Gebhardt
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As most people have now heard, there's been a recent outbreak of Salmonella cases detected across the United States. The Food and Drug Administration (FDA) confirmed Salmonella Typhimurium has been found in peanut butter and peanut paste produced in a processing plant in Blakely, Georgia. Peanut paste is produced mainly from roasted peanuts that are ground into paste. The manufacturer has issued a recall of all peanut products produced on or after January 1, 2007. This recall is in response to the rash of Salmonella infections associated with products produced in the Blakely plant. Some of the recalled items involve foods sold directly to consumers, such as peanut butter crackers, peanut butter cookies, and ice cream made with peanut butter. The FDA has established a web site to better assist consumers in determining whether products they own are subject to the most recent recall. That website is http://www.accessdata.fda.gov/scripts/peanutbutterrecall/index.cfm.
Most people infected with Salmonella develop diarrhea, abdominal cramping, and vomiting, often associated with fever, within twelve to seventy-two hours of infection. The symptons can range from mild to severe. The symptoms associated with Salmonella infection usually lasts from four to seven days. Most people infected will usually recover without medical treatment, however, the very young, the elderly, and individuals with weakened and/or impaired immune systems are likely to have more severe reactions from a Salmonella infection. Someone believing they have been infected by contaminated products should consult with their medical provider immediately.
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Who should pay my medical bills?
Added on: 2/13/2009 3:44:32 PM by John Webb
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If you have been injured as a result of someone else’s negligence there are a number of potential sources to pay for your medical bills. Usually the at fault driver’s liability insurance won’t pay your medical bills until you have finished treatment. Usually your treatment provider won’t treat if they aren’t getting paid.
So, how do you get the treatment you need if the at fault driver’s insurance doesn’t pay as you go? If either you or the at fault driver have med pay with your motor vehicle insurance, med pay is often the primary source of payment for medical treatment. If med pay is exhausted, or if med pay is not available, then your health insurance, Medicare or Medicaid (if eligible) should pick up the cost of additional medical treatment.
If you are unable to pay for the treatment you need through your health insurance or you have no personal health insurance or med pay available to pay your medical bills, there are some medical providers who will provide services in exchange for a lien against your personal injury recovery.
Regardless of the source, it is very important to get all the medical attention you need on a timely basis. Failure to do so will not only effect your health, it will be used as an excuse by the at fault party’s insurance to deny your claim.
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Sources of Recovery
Added on: 2/13/2009 3:20:38 PM by John Webb
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Is your injury deserving of more than the at fault driver’s available liability insurance? This is an all too often occurrence. Georgia requires liability insurance of at least $25,000.00, but what if your injury results in medical bills in excess of that? If your only source of funds is the at fault driver’s liability insurance, you won’t recover for all your economic damages, not to mention pain and suffering, unless you can find other sources.
The good news is that often there are other sources you might not think about. If you have “med-pay” insurance, then that can help. After med-pay, the most common source is your Uninsured or Underinsured Motorist Coverage (UM). You may have UM coverage that exceeds that of the at fault driver. Under a new law passed last year, you also have the option of stacking your UM coverage on top of the at fault driver’s liability coverage unless you choose to opt out of that coverage. Another form of stacking occurs when you or a family member who resides with you have other policies in place for other cars. If so, then you may be able to stack those UM policies to yours.
The at fault driver may have other insurance, such as an umbrella policy on his/her homeowner’s policy that would cover acts of negligence away from the home.
If the at fault driver was working at the time of the accident, then you may be able to go after his/her employer. Employers are liable for the negligent acts of their employees. It may not be apparent, but with the use of cell phones today, people often make work related calls from their cell phones. Another potential source is your employer if you were working at the time. This would take the form of a workman’s comp claim.
There may be more than one responsible party. Did someone else contribute to the accident? Often road defects and/or designs can cause accidents. If so, then the DOT or local government may have exposure. This list is not exhaustive and there are other possibilities. The point is to make sure you have exhausted all possible sources of recovery before settlement and never sign off on a release until you have talked to an attorney.
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