If you have been injured as a result of someone else’s negligence there are a number of potential sources to pay for your medical bills. Usually the at fault driver’s liability insurance won’t pay your medical bills until you have finished treatment. Usually your treatment provider won’t treat if they aren’t getting paid.
So, how do you get the treatment you need if the at fault driver’s insurance doesn’t pay as you go? If either you or the at fault driver have med pay with your motor vehicle insurance, med pay is often the primary source of payment for medical treatment. If med pay is exhausted, or if med pay is not available, then your health insurance, Medicare or Medicaid (if eligible) should pick up the cost of additional medical treatment.
If you are unable to pay for the treatment you need through your health insurance or you have no personal health insurance or med pay available to pay your medical bills, there are some medical providers who will provide services in exchange for a lien against your personal injury recovery.
Regardless of the source, it is very important to get all the medical attention you need on a timely basis. Failure to do so will not only effect your health, it will be used as an excuse by the at fault party’s insurance to deny your claim.